Contributing to the Plan

You are eligible to start contributing to the 403(b) Plan as soon as you’re hired. You are also immediately eligible to begin receiving the organization discretionary non-elective contributions to your account. Non-resident alien members, though, are excluded from participation.

You have the opportunity to save on a pre-tax basis, a Roth after-tax basis, or a combination of both sources. If you are eligible to contribute to other qualified retirement plans like a 401(k), the IRS establishes an annual contribution limit on the total amount that can be saved for retirement.

Participants who age 50-59 or 64 and older by the end of the calendar year can contribute an additional amount called a catch-up contribution. Participants who are age 60-63 by the end of the year can contribute even more through different catch-up contribution provision. Visit the IRS Limits page to confirm your current maximum contribution limit for the Plan.

You may contribute between 1% to 100% of your compensation per pay period (in 1% or $1 increments) up to the annual IRS limit. No matter if you contribute on a pre-tax basis, Roth after-tax basis or any combination of both, the combined cannot exceed 100% of your compensation per pay period.

We save for you too

Organization contributions are made the first of each month immediately following completion of the eligibility requirements.

  • Fixed non-elective contributions equal to 12% of your compensation per plan year will be made by the organization.
  • The contributions will be made to your account on a pre-tax basis and will be subject to taxation upon withdrawal.

You are always 100% vested in, or entitled to, your 403(b) Plan contributions, rollover contributions, non-elective contributions and investment earnings from those contributions.

To start saving to your 403(b) account, register your account for online access and log in to update your contributions.

  1. Click Register Now.
  2. Provide your name, Social Security number, and date of birth to start the account registration process. Based on the information Voya has on file, you will receive a code through the most convenient method available to complete the registration process.
  3. When registering your account online, we recommend adding your mobile number or an alternate email address to ensure the security of your account. This will help you recover your username or password in the future, as needed, or notify you if a login attempt was made using a computer or device that is not recognized.
  4. After you’ve logged in, go to the Snapshot of Your Accounts section in the upper left corner of the homepage, click the link for the Nebraska Pediatric Practice, Inc. 403(b) Plan, and then click Go To Account. Next, click Contributions & Savings > Manage Contributions and follow the prompts to update the amount or percent you save from each paycheck.